Property & Liability Line

Community Association Package
The V3 Community Association Package Program V3 CAPP+ is designed to offer a multi-line package policy providing Property, General Liability, Crime and Directors & Officers coverages to Condominiums, Cooperatives, Homeowner Associations and Office Condominiums.  This quality product is backed by the financial strength and security of Hiscox Insurance Company Inc., rated A (Excellent) XI ($750 Million to $1 Billion) by AM Best.  The product is admitted and is available in the following States: AZ, CA, CO, CT, DC, GA, IA, IL, IN, KS, MA, MD, MI, MN, MO, NE, NJ, NY, NV, OH, OR, PA, TN, UT, VA, WA and WI. Furthermore, through other V3 facilities, we have the capability to provide coverage for “If Any” Workers' Compensation and Environmental Impairment Liability; hence, creating a comprehensive offering that not many markets in the industry can truly offer!

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Vantage® EQ+ Program
Earthquakes strike suddenly, violently, and without warning at any time of the year and at any time of the day or night. Earthquakes are truly devastating natural events and from the business standpoint, represent risk that is uncontrollable and unpreventable. It is estimated that a major earthquake in a highly populated area of the United States could cause as much as $200 billion in losses. Earthquake insurance decreases the post-earthquake loss burden on businesses and serves as an important tool in transferring the risk of earthquake damage and funding recovery efforts. The Vantage® EQ+ Program offers a Difference In Conditions (“DIC”) policy, including Earthquake and Flood coverages, for small to midsized commercial businesses in California and the Western United States. Vantage® EQ+ outperforms with consistent pricing, superior service and highly rated capacity. V3 provides non-admitted coverage through designated excess and surplus lines brokers.

Click here for the Vantage® EQ+ Program Product Brochure