Community Association Package

The V3 Community Association Package Program V3 CAPP+ is designed to offer a multi-line package policy providing Property, General Liability, Crime and Directors & Officers coverages to Condominiums, Cooperatives, Homeowner Associations and Office Condominiums.  This quality product is backed by the financial strength and security of Hiscox Insurance Company Inc., rated A (Excellent) XI ($750 Million to $1 Billion) by AM Best.  The product is admitted and is available in the following States: AZ, CA, CO, CT, DC, GA, IA, IL, IN, KS, MA, MD, MI, MN, MO, NE, NJ, NY, NV, OH, OR, PA, TN, UT, VA, WA and WI.

Furthermore, through other V3 facilities, we have the capability to provide coverage for “If Any” Workers’ Compensation and Environmental Impairment Liability; hence, creating a comprehensive offering that not many markets in the industry can truly offer!

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  • Property Limits up to $75,000,000
  • General Liability Limits $1M /$2M
  • Directors and Officers Limits up to $5M
  • Property Coverages include Crime, Employee Dishonesty, Computer Fraud, Landscaping, Bridges, Bulkheads, Docks, Limited Fungus, elevator collision and other coverages requested by Community Association Clients
  • Available in: AZ, CA, CO, CT, DC, GA, IA, IL, IN, KS, MA, MD, MI, MN, MO, NE, NJ, NY, NV, OH, OR, PA, TN, UT, VA, WA and WI.
  • Coverage included for incidental retail, restaurant and mercantile occupancies
  • Pools, lakes, golf courses and facility rentals can be considered
  • Bare Wall, Original Specs & all in Coverage
  • D&O Coverage includes enhancements for Crisis Management Expense and Privacy Event Protection
  • Hired and Non-Owned Auto and Garage and Parking Area Liability included

  • Condominium Associations
  • Homeowner and Townhome Associations
  • Co-Operative Apartments
  • Office Condo

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