While statutes vary from state to state, most employers are required by law to have Workers’ Compensation insurance. The policy covers the costs of medical care and lost wages that result from a job-related injury, illness, or fatality. The policy also serves to protect employers from lawsuits relative to such incidents.
Obtaining Workers’ Compensation from an insurance company rated “A” or better is an important consideration, particularly for certain industries. Contractors, for example, are usually required to have A-rated coverage to bid on certain jobs.
V3 Insurance Agency is proud to offer quality, secure coverage through National Liability & Fire Insurance Company, rated A++ “Superior” by A.M. Best and backed by the financial strength of Berkshire Hathaway Inc.
Targeted Businesses
- Automotive Services
- Building Operations/Maintenance
- Contractors/Construction
- Manufacturing
- Restaurants
- Retail/Wholesale Stores
- Schools – Education
- Service Industries
- And many more!
Contact us to learn more about our appetite including our interest in niche business and program opportunities.
Ineligible industries: aircrafts, federal exposures (such as USL&H, admiralty, maritime operations and FELA), foundries, gas and oil operations, professional employer organizations or temp agencies, professional sports teams, public entities, trucking/transportation, wrecking or demolition work, and others.